Ashmont Advances sends the request to funding partners; any partner that makes an offer sets the rate, amount and term.
A Thomasville, GA physician office is worked through three invented cases: three telehealth carts on a 36-month equipment schedule, a lab add-on's supplies and wages compared as a 12-month term loan and a four-paydown credit line, and the lines on a patient monitor quote. Plumbing, wall mounts and room changes stay outside this site as property work. Counts are County Business Patterns and ZIP Code Business Patterns figures for 2023.
At a glance
- Offices of physicians, Thomas County, GA
42 (CBP 2023)
- Paid employees at those offices
527 (CBP 2023)
- Offices with fewer than five employees
23 of 42 (CBP 2023)
- Offices of physicians, ZIP 31792
38 (ZBP 2023)
Thomas County, GA physician offices in 2023: more than half have fewer than five people
County Business Patterns counted 42 offices of physicians with paid employees in Thomas County, GA in 2023. Their payroll for the year was $59.4 million across 527 paid employees, and 23 of the 42 offices counted fewer than five employees. Health care and social assistance as a whole counted 163 establishments, second only to retail trade's 242 in the county.
A ZIP 31792 address was listed for 38 offices of physicians in ZIP Code Business Patterns for 2023.
Physician offices without employees are counted in a different series: Nonemployer Statistics listed 51 of them for the county in 2024.
More than half of the county's employer physician offices have fewer than five people. In an office that size, an equipment payment or a supply order is a bill the owner sees directly. Equipping a second provider's schedule without new rooms is covered in the article on medical practice loans.
Three telehealth carts for a Thomasville, GA medical office: the schedule and the records a partner may ask for
In an invented example, a physician office in Thomasville, GA adds three telehealth carts, each with a computer, a camera and a screen, for $14,385 delivered. Three years at a 10.85% annual rate on an equipment schedule puts the invented payment at $469.93; across 36 months the office pays $16,917.48, and $2,532.48 of it is interest.
Before an offer on a case like this invented one, a partner may ask for:
- The vendor quote listing each cart, its parts and any software license sold with it.
- Recent business bank statements for the office.
- How long the office has operated and its yearly revenue, two answers already on the request form.
- A list of equipment already under finance, so the new payment can be read beside the old ones.
The carts roll from room to room, so no wall work is involved; a wall-mounted screen would be property work outside this site.
Thomasville, GA physician offices and a lab add-on: which product fits each cost
An in-office lab arrives as several bills at once, and each one points to a different funding type.
| Cost | When it is paid | Product to ask about |
|---|---|---|
| Centrifuge and a blood-draw chair on a vendor quote | Once, at delivery | Equipment financing |
| Lab refrigerator with a temperature logger | Once, at delivery | Equipment financing, on the same quote |
| Reagents, tubes and test supplies | Every few weeks | Line of credit |
| Wages for a phlebotomist working in the lab | Every pay period | Line of credit or a term loan |
| A sink, plumbing or a new wall for the lab room | Once | Property work outside this site |
The equipment rows can share one schedule because the items last for years. The supply and wage rows repeat, so they belong on a product that can be drawn again or paid off within a year.
A Thomas County, GA medical office weighing a term loan for the lab add-on's supplies and wages
In an invented example, the office expects $23,550 of supplies and phlebotomist wages in the lab's first months. A 12-month term loan at a 12.65% annual rate gives a fixed invented payment of $2,099.56; the 12 payments total $25,194.72, and interest comes to $1,644.72.
Cleared in four monthly paydowns of $5,887.50, the same $23,550 on a credit line at a 14.85% annual rate carries $728.58 of interest in this invented example, $916.14 less than the term loan, because the balance is gone in four months. In this invented case the line asks for $5,887.50 a month and the loan asks for $2,099.56.
Which one fits depends on how soon the office can pay the balance down. If it can clear the cost in four months, the line costs less in this invented case; if it wants the cost spread across the year, the fixed payment is the smaller monthly figure.
Patient monitors on a Thomasville, GA medical office quote: the lines to read before a request
A patient monitor quote can bundle several things, and a partner may finance some lines and not others. Reading the quote line by line before calling keeps the request amount clear.
- The monitors themselves, with model numbers.
- Rolling stands, which are equipment, or wall mounts, whose installation is property work outside this site.
- A central station license, if the monitors report to one screen.
- A service plan, which can be priced as its own line.
- Delivery and setup, which can be listed apart from the units.
Monitors that last for years suit an equipment schedule; a service plan billed monthly is an operating cost the office can keep out of the financed amount. Other trades and their counts are on the trades page and the Thomasville, GA page.
By Ashmont Advances · Updated